Maria owns a busy neighborhood bistro in Jersey City. On weekends she was turning away guests. Weekday traffic was thin. She wanted to add outdoor seating, modernize the kitchen, and launch a catering menu for local offices. Her bank looked at one down year and declined.
Weekend demand was real and growing. But the kitchen was at capacity during peak periods, weekday sales were not covering fixed costs, and a prior down year had left Maria without a path to conventional financing. The opportunity was right in front of her and she could not access the capital to take it.
Within six months the restaurant had added 30 new outdoor seats, launched an office catering program, and grown average monthly revenue by 42 percent. Weekday lunch sales increased 22 percent. Every payment was made on time.
Maria applied online with Purple Tree Funding and connected her bank and card processing data. Purple Tree reviewed 12 months of cash flow and card volume. Consistent deposits and improving trends told the real story. They structured an $85,000 working capital advance with flexible daily repayments tied to card sales, so payments stayed manageable in slower weeks.
Complete your application online. No tedious paperwork or long waits.
Accept your offer and get funds. Receive working capital the same day.
Yes. Food service includes restaurants, bars, cafes, food trucks, catering companies, bakeries, and other operator-led businesses. The review is based on business performance and cash flow patterns.
Seasonality is normal in food service. What matters is whether the funding structure matches your revenue cycle and whether your recent bank activity supports repayment.
